BOLD Rise Circle:
Group Coaching & Support Schedule

Summary:

• In Month 1, we’ll focus on getting clear about where you stand financially and creating a foundation of mental resilience. This is all about assessing your current situation, building a solid financial plan, immediate cashflow generation and developing the mindset needed to take on the challenges of a layoff or career transition, setting you up for long-term success.

What You’ll Learn:

• Financial Clarity: How to assess your finances, create a budget, and audit your current financial situation.

• Emergency Budgeting: Creating an emergency budget and establishing financial priorities to survive the next 3-6 months.

• Learn practical ways to generate immediate cash flow to cover expenses while you navigate this transition.

• Stress & Mindset Management: How to manage stress and fear during a layoff, while learning mindfulness and meditation techniques to stay calm.

• Building Emotional Resilience: Techniques for overcoming self-doubt and creating a growth mindset to handle career setbacks.

Key Wins:

• Clarity on your financial situation and a financial recovery plan.

• Emergency savings and budgeting plan in place.

• Improved emotional resilience and a positive mindset to move forward confidently.

Transformational Promise: Gain clarity and emotional stability as you begin your journey of career and financial recovery.

Key Topics: Introduction to the Bold Rise Circle. Setting intentions for the next 90 days, sharing experiences, and creating a sense of community.

Quick Wins: Establish initial mindset shifts and community support.

Resources/Worksheet: Weekly journal prompts to reflect on current mindset and goals for the future.

Guided Meditation: Grounding and stress relief to start the journey.

Transformational Promise: Learn how to reassess your finances and create a plan that allows you to survive and thrive during this transition.

Key Topics: How to audit your current financial situation, create emergency budgets, and start layoff-proofing your finances.

Quick Wins: Complete a financial audit and create a basic emergency budget.

Resources/Worksheet: Financial audit template and emergency budget worksheet.

Transformational Promise: Gain clear insights into your financial situation, eliminate confusion, and reduce the stress that comes with financial uncertainty.

Key Topics: Managing financial anxiety, understanding the impact of a layoff on your long-term security, and refining the financial audit from Week 1. Shift mindset from scarcity to abundance and clarity.

Quick Wins: Set a financial recovery goal for the next 30-60 days, and identify key areas of improvement (emergency savings, debt, etc.).

Resources/Worksheet: Financial clarity worksheet and debt vs. savings tracker to monitor financial progress.

Guided Meditation: Calming stress relief to alleviate anxiety and help with mental focus during financial planning.

Transformational Promise: Understand how to recover from financial setbacks and build a robust plan that prioritizes stability, savings, and financial goals.

Key Topics: Assessing debt, setting up savings goals, cutting unnecessary expenses, and prioritizing urgent financial needs. Learn how to set up emergency funds and create a monthly cash flow plan to ensure stability during unemployment. Emergency savings and the 50/30/20 rule: How to build a safety net first before jumping into investments.

Quick Wins: Set clear goals for short-term financial security (e.g., 3 months of savings, managing debt) and create a weekly budget that aligns with these goals.

Resources/Worksheet: Financial recovery plan template, savings goal worksheet, and a debt management strategy.

Transformational Promise: Gain clarity and confidence as you rebuild your career and financial future.

Key Topics: Overcoming self-doubt and imposter syndrome that often follows a layoff. Creating a vision for the next chapter and finding new professional identity.

Quick Wins: Journal your personal strengths and the skills you bring to the table for your next role.

Resources/Worksheet: Confidence-building worksheet and reframing thoughts for empowerment.

Guided Meditation: Visualization for future success—releasing past fears and embracing new opportunities.

Transformational Promise: Understand how to make smart decisions about your 401(k) and health benefits to ensure your financial health during this transition. You’ll walk away with the knowledge of how to maximize your retirement savings and optimize your benefits to avoid costly mistakes.

Key Topics: Managing Your 401(k) e.g. Leave it with Your Old Employer, Rollover to an IRA or Withdraw Your 401(k) Funds and What happens when you withdraw your 401(k)? Understand the tax consequences, and when it makes sense to take this route. Health Benefits After Leaving Your Job e.g. COBRA vs. Private Insurance. Understand what other benefits (e.g., HSA, life insurance) you may still be entitled to, and how to make the most of them.

Quick Win: Evaluate your 401(k) options and begin the process of taking action (e.g., initiating a rollover or understanding how to leave it with your old employer). Evaluate your current healthcare needs and decide whether to continue COBRA, or start researching private insurance options.

Resources/Worksheet: COBRA vs. Private Insurance Comparison: A simple chart comparing the pros and cons of each option. Employee Benefits Checklist: A checklist to help you understand what benefits to keep and what to let go of after leaving your job.

Transformational Promise: Rewire your brain to let go of limiting beliefs and create mental space for new opportunities.

Key Topics: Understanding the mental blocks that keep you stuck in fear and developing strategies to overcome them.

Quick Wins: Replace one limiting belief with a new empowering thought every day.

Resources/Worksheet: Limiting beliefs worksheet and daily affirmations to shift mindset.

Guided Meditation: Breaking through barriers—a powerful meditation for releasing old stories and embracing new possibilities.

Transformational Promise: Learn practical ways to generate immediate cash flow to cover expenses while you navigate this transition. From selling assets to tapping into your retirement funds (without penalties), you’ll gain the financial breathing room you need right now.

Key Topics: Selling assets for quick Cash (what to sell, where to sell, maximizing value), using your Roth401(K) principal for quick cash, and side hustles that generate cash quickly

Quick Win: Identify 3 items in your home that could be sold for immediate cash and list them on the best platform. Select one side hustle you can start today and take the first step towards earning extra cash. Learn the steps to access your Roth 401(k) principal if needed and determine if this is a viable option for you in the short term.

Resources/Worksheet: Asset Selling Checklist: How to identify, price, and list assets for sale. Side Hustle Starter Guide: Quick overview of the most popular and low-barrier side hustles, along with actionable steps to get started.